In a large stock pot over medium-high heat, add beef, onions and garlic. Cook and crumble until no longer pink.
Reduce heat to medium. Add beans, cumin, chili powder, tomatoes, jalapenos, beef broth and taco sauce. Bring just to a boil then reduce heat to medium-low and let simmer for 30 minutes.
Serve in bowl with a portion of cheese, sour cream and cilantro sprinkled on top.