In a large pot over medium high heat, and add all ingredients. Bring to a bubble, stirring regularly to get all of the cheese melted.
Once the beans are soft enough to smush with the back of a spoon reduce the heat to medium low. Every few minutes smush more of the beans and stir the contents to prevent sticking to the bottom of the pan.
Continue doing this until the beans are to your desired thickness and texture, at least 20 minutes.